Current Loans Rates
Effective September 1, 2008

(Applicants subject to normal credit guidelines)
Loan Rates | Savings Rates
Click Here to use our Loan Calculator
Click Here to apply for a loan online.
Click Here for a Printable version of the loan application that can be faxed to 651-282-8884

*VEHICLE SECURED LOAN RATES
Type Term Annual Percentage Rate
New Vehicle (2006 and newer) 36 months
48 months
4.95%
5.25%
  60 months 5.50%
     
Used Vehicle(2005 and older) 36 months 5.65%
  48 months
60 months
5.95%
6.35%
*Includes RVs. The maximum term for a new RV is 84 months and 72 months for used.

BOATS, MOTORCYCLES, SNOWMOBILES
Type Term Annual Percentage Rate
New (2006 or newer) 48 months 5.95%
  Over 48 months 6.25%
     
Used (2005 and older) 36 months 6.95%
  Over 36 months 7.25%
MOBIL HOMES ($15,000.00 Maximum)
Type Term Annual Percentage Rate
New - 80% financing Maximum 120 months 9.95%
     
Used - 80% financing Maximum 84 months 10.50%

UNSECURED (Maximum $10,000.00)
Type Term Annual Percentage Rate
  0 – 18 months 7.95%
  18 – 36 months 8.95%
Computer Loans
Type Term Annual Percentage Rate
  Guaranteed Fixed for life of loan at WSJ prime rate
  Not Guaranteed 8.00%

MISCELLANEOUS SECURITY
Type Term Annual Percentage Rate
New   6.95% (New)
7.45% (Used)

FIXED REAL ESTATE
Type Term Annual Percentage Rate
  60 months 5.75%
  72 months 5.95%
  84 months 6.50%
(Maximum 7 years term – subject to Real Estate lending guidelines)

HOME EQUITY LOANS
No fee home equity loans are available depending on the State where you are located. No fees are charged by the Credit Union to establish either a term home equity loan or a home equity line of credit. However, a member would be required to pay the actual costs associated with a home equity loan. This cost can vary from state to state and even from county to county. Contact Brian for information regarding rates and terms