Click Here for
a Printable version of the loan application that can be
faxed to 651-282-8884
*VEHICLE
SECURED LOAN RATES
Type
Term
Annual Percentage Rate
New Vehicle (2007 and newer)
36 months
48 months
4.50%
4.75%
60 months
4.95%
Used Vehicle(2006 and older)
36 months
5.25%
48 months
60 months
5.50%
5.75%
*Includes RVs. The maximum term
for a new RV is 84 months and 72 months for used.
BOATS,
MOTORCYCLES, SNOWMOBILES
Type
Term
Annual Percentage Rate
New (2007 or newer)
48 months
5.25%
Over 48 months
5.95%
Used (2006 and older)
36 months
6.25%
Over 36 months
5.95%
MOBIL HOMES ($15,000.00 Maximum)
Type
Term
Annual Percentage Rate
New - 80% financing
Maximum 120 months
9.95%
Used - 80% financing
Maximum 84 months
10.50%
UNSECURED
(Maximum $10,000.00)
Type
Term
Annual Percentage Rate
0 – 18 months
7.95%
18 – 36 months
8.95%
COMPUTER LOANS
Type
Term
Annual Percentage Rate
Guaranteed
Fixed for life of loan at WSJ prime rate
Not Guaranteed
8.00%
MISCELLANEOUS
SECURITY
Type
Term
Annual Percentage Rate
New
6.95% (New)
7.45% (Used)
FIXED REAL ESTATE
Type
Term
Annual Percentage Rate
60 months
5.25%
72 months
5.55%
84 months
5.95%
(Maximum 7 years term – subject to Real Estate lending guidelines)
HOME EQUITY
LOANS
No fee home equity loans are available depending on
the State where you are located. No fees are charged
by the Credit Union to establish either a term home
equity loan or a home equity line of credit. However,
a member would be required to pay the actual costs associated
with a home equity loan. This cost can vary from state
to state and even from county to county. Contact Brian
for information regarding rates and terms.
