Current
Loans Rates
Effective September 1, 2008
(Applicants subject to normal credit guidelines) |
Loan
Rates | Savings
Rates |
Click Here to use our Loan Calculator
Click Here to apply for a loan
online.
Click Here for
a Printable version of the loan application that can be
faxed to 651-282-8884
| *VEHICLE
SECURED LOAN RATES |
| Type |
Term |
Annual Percentage Rate |
| New Vehicle (2006 and newer) |
36 months
48 months |
4.95%
5.25% |
| |
60 months |
5.50% |
| |
|
|
| Used Vehicle(2005 and older) |
36 months |
5.65% |
| |
48 months
60 months |
5.95%
6.35% |
| *Includes RVs. The maximum term
for a new RV is 84 months and 72 months for used. |
| BOATS,
MOTORCYCLES, SNOWMOBILES |
| Type |
Term |
Annual Percentage Rate |
| New (2006 or newer) |
48 months |
5.95% |
| |
Over 48 months |
6.25% |
| |
|
|
| Used (2005 and older) |
36 months |
6.95% |
| |
Over 36 months |
7.25% |
| MOBIL HOMES ($15,000.00 Maximum) |
| Type |
Term |
Annual Percentage Rate |
| New - 80% financing |
Maximum 120 months |
9.95% |
| |
|
|
| Used - 80% financing |
Maximum 84 months |
10.50% |
| UNSECURED
(Maximum $10,000.00) |
| Type |
Term |
Annual Percentage Rate |
| |
0 – 18 months |
7.95% |
| |
18 – 36 months |
8.95% |
| Computer Loans |
| Type |
Term |
Annual Percentage Rate |
| |
Guaranteed |
Fixed for life of loan at WSJ prime rate |
| |
Not Guaranteed |
8.00% |
| MISCELLANEOUS
SECURITY |
| Type |
Term |
Annual Percentage Rate |
| New |
|
6.95% (New)
7.45% (Used)
|
| FIXED REAL ESTATE |
| Type |
Term |
Annual Percentage Rate |
| |
60 months |
5.75% |
| |
72 months |
5.95% |
| |
84 months |
6.50% |
| (Maximum 7 years term – subject to Real Estate lending guidelines) |
HOME EQUITY
LOANS
No fee home equity loans are available depending on
the State where you are located. No fees are charged
by the Credit Union to establish either a term home
equity loan or a home equity line of credit. However,
a member would be required to pay the actual costs associated
with a home equity loan. This cost can vary from state
to state and even from county to county. Contact Brian
for information regarding rates and terms
|
