Current anticipated Share Savings & Certificate Rates
Effective February 1, 2012
 Loan Rates | Savings Rates

Savings
Type Annual Percentage Rate Annual Percentage Yield
$0.00 - $5000.00 0.10% 0.11%
$5000.00 - $20000.00 0.15% 0.16%
over $20,000.00 0.25% 0.26%

IRA Retirement Accounts
Type Annual Percentage Rate Annual Percentage Yield
All balances 0.30% 0.31%

College Club Accounts
Type Annual Percentage Rate Annual Percentage Yield
All balances 0.30% 0.31%

Checking (no minimum balances, no fees)
Type Annual Percentage Rate Annual Percentage Yield
All balances 0.05% 0.07%

Share Certificates ($500 minimum)
Type Annual Percentage Rate Annual Percentage Yield
3 month 0.30% 0.30%
6 month 0.40% 0.40%
12 month 0.50% 0.50%
18 month 0.65% 0.67%
24 month 0.80% 0.82%
30 month 1.00% 1.02%
36 month 1.25% 1.27%
48 month 1.50% 1.52%

All Credit Union accounts insured to $250,000 by the National Credit Union Administration, a U.S. Government agency.
Dividend rate and APY (Annual Percentage Yield) subject to change without notice.
Please contact Brian or Theresa for questions or additional information.
651-282-8880 or 1-800-551-1179