FCEFCU Fee Schedule

  • NSF: $25 whether we pay the NSF check, hold it, or return the check.
  • Stop Payment: $15 (personal check)
  • Cashier Checks: $5.00 on checks made to a third party. This would not include any checks for loan disbursements or checks payable to members.
  • Wire Fees: $20.00 (outgoing)
  • Stop Pay on a Cashier’s Check: $35.00
  • Check Copies: $5.00 per copy
  • Debit Card Replacement: $25.00
  • NSF Deposited: $15.00
  • Bad Address: $10.00
  • Dormant Account: $10.00 per quarter
  • Collection or Levy: $25.00
  • Debit Card / ATM Transactions: $2.00 per cash withdrawal from an ATM after 2 free per month. Using your debit card to make purchases, like you would a credit card, has no costs or fees.
  • Consumer Loan Processing Fee: $25.00 for loans over $5,000 and $50.00 for loans under $5,000. This fee covers all costs associated with processing a consumer loan including wire transfers, if needed.
  • Extensions: $25.00
  • Reamortizations: $25.00
  • Subordinations: $100.00
  • Real Estate Loan Processing: $150 for 2nd mortgage loans and $250 for first mortgage loans. This fee is in addition to the actual direct costs associated with doing a real estate loan (filing fees, flood certification, title work, etc.)

Fees are subject to change without notice.

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