Savings Accounts

Growing your nest egg is easy when you invest at FCEFCU. Your initial deposit of $5 into a savings account qualifies you for membership and grants you access to all its privileges.

As a member-owned financial institution, we return our profits to our members in the form of higher savings rates and fewer fees. Plus, your savings are insured up to $250,000 by the National Credit Union Administration, a U.S. government agency.

Savings Rates

Effective Date: 10/02/2023

Checking

(no minimum balances, no fees)

Amount

Rate

APY

All

0.10%

0.10%

Savings

Amount

Rate

APY

Up to $5,000

0.10%

0.10%

$5,001 to $100,000

0.75%

0.75%

Over $100,000

1.00%

1.00%

College Club Accounts

Amount

Rate

APY

Under $500

0.00%

0.00%

$500+

1.25%

1.26%

Share Certificates

Amount

Rate

APY

5 MONTH SPECIAL ($5,250 Minimum)

5.25%

5.38%

6 month ($500 Minimum)

0.75%

0.75%

12 month ($500 Minimum)

1.50%

1.51%

18 month ($500 Minimum)

1.75%

1.76%

24 month ($1,000 Minimum)

2.00%

2.02%

36 month ($1,000 Minimum)

2.25%

2.27%

48 month ($1,000 Minimum)

2.50%

2.53%

60 month ($1,000 Minimum)

3.00%

3.04%

All Credit Union accounts insured to $250,000 by the National Credit Union Administration, a U.S. Government agency.

Please contact Caitlin or Tye for questions or additional information by calling 651-282-8880 or 1-800-551-1179 or send us an email.